Know what your quote includes

Your planning checklist.

• Request the currency, validity period, payment schedule, and refund terms.
• Separate consultations, diagnostic tests, clinical fees, medicines, and hospital stays.
• Ask about interpreter, companion, accommodation, and transport charges.
• Clarify the cost of follow-up visits, unexpected findings, extended stays, and complications.
• Ask whether a deposit is refundable if a clinician decides treatment is unsuitable.
• Allow for exchange-rate changes and international payment fees.

Use this as a conversation aid. Confirm individual requirements with your clinician, provider, insurer, and relevant authorities.